Directv says that I established a two-year contract with them when I "bought" my HD DVR at Best Buy. I never signed or agreed to any contract with Directv and had been a customer since 2004.
I told them that I would not be paying the $100 early cancellation fee and that they would have to sue me for it. Directv is trying to scam their customers who are trying to discontinue their service. I had a choice, either keep Directv to avoid the $100 "early termination fee" or continue to pay their exorbitant rates for cable. I chose to fight.
They have sent my bill to collections and are threatening to inform the credit bureaus of my "delinquencies". I have sent them a letter informing them that I dispute the charges and will be sending a letter to the credit bureaus as well.
Don't take this lying down. I am fortunate that the information regarding my credit card was out dated and they couldn't pull the money directly out of my account.